Maximum Student Loan Limit

April 1, 2019

The cheapest or least expensive educational loans are federally backed student loans.

Sometimes these loans are referred to as Federal Student Loan, Federal Stafford Loan, or it may be listed as Student Loan on the Financial Aid Award Offer Letter.

YearDependent Students (except students whose parents are unable to obtain PLUS Loans)Independent Students (and dependent undergraduate students whose parents are unable to obtain PLUS Loans)
First-Year Undergraduate Annual Loan Limit$5,500—No more than $3,500 of this amount may be in subsidized loans.$9,500—No more than $3,500 of this amount may be in subsidized loans.
Second-Year Undergraduate Annual Loan Limit$6,500—No more than $4,500 of this amount may be in subsidized loans.$10,500—No more than $4,500 of this amount may be in subsidized loans.
Third-Year and Beyond  Undergraduate Annual Loan Limit$7,500—No more than $5,500 of this amount may be in subsidized loans.$12,500—No more than $5,500 of this amount may be in subsidized loans.
Graduate or Professional Students Annual Loan LimitNot Applicable (all graduate and professional students are considered independent)$20,500 (unsubsidized only)
Subsidized and Unsubsidized Aggregate Loan Limit$31,000—No more than $23,000 of this amount may be in subsidized loans.$57,500 for undergraduates—No more than $23,000 of this amount may be in subsidized loans.
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$138,500 for graduate or professional students—No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study.

The U.S. Department of Education’s federal student loan program is the William D. Ford Federal Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender. There are four types of Direct Loans available:

Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school. Check the above table for loan limits.

Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need. Check the above table for loan limits.

Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify. Check the above table for loan limits.

Direct Consolidation Loans allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer. Click here for information on these loans

Go to this site for more information, to complete Loan Counseling and to find out how much you have taken out in student loans. Log in with your FSA Federal Student Aid ID and password. Click here for more information on this topic

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NCAA Division 1 Basketball Champions for the last 80 years.

March 18, 2019

Is your team or alma mater on this list?

YEARCHAMPION (RECORD)COACHSCORERUNNER-UPSITE
2018Villanova (36-4)Jay Wright79-62MichiganSan Antonio, Tex.
2017North Carolina (33-7)Roy Williams71-65GonzagaPhoenix, Ariz.
2016Villanova (35-5)Jay Wright77-74North CarolinaHouston, Texas
2015Duke (35-4)Mike Krzyzewski68-63WisconsinIndianapolis, Ind.
2014Connecticut (32-8)Kevin Ollie60-54KentuckyArlington, Texas
2013Louisville (35-5)*Rick Pitino82-76MichiganAtlanta, Ga.
2012Kentucky (38-2)John Calipari67-59KansasNew Orleans, La.
2011Connecticut (32-9)Jim Calhoun53-41ButlerHouston, Texas
2010Duke (35-5)Mike Krzyzewski61-59ButlerIndianapolis, Ind.
2009North Carolina (34-4)Roy Williams89-72Michigan StateDetroit, Mich.
2008Kansas (37-3)Bill Self75-68 (OT)MemphisSan Antonio, Texas
2007Florida (35-5)Billy Donovan84-75Ohio StateAtlanta, Ga.
2006Florida (33-6)Billy Donovan73-57UCLAIndianapolis, Ind.
2005North Carolina (33-4)Roy Williams75-70IllinoisSt. Louis, Mo.
2004Connecticut (33-6)Jim Calhoun82-73Georgia TechSan Antonio, Texas
2003Syracuse (30-5)Jim Boeheim81-78KansasNew Orleans, La.
2002Maryland (32-4)Gary Williams64-52IndianaAtlanta, Ga.
2001Duke (35-4)Mike Krzyzewski82-72ArizonaMinneapolis, Minn.
2000Michigan State (32-7)Tom Izzo89-76FloridaIndianapolis, Ind.
1999Connecticut (34-2)Jim Calhoun77-74DukeSt. Petersburg, Fla.
1998Kentucky (35-4)Tubby Smith78-69UtahSan Antonio, Texas
1997Arizona (25-9)Lute Olson84-79 (OT)KentuckyIndianapolis, Ind.
1996Kentucky (34-2)Rick Pitino76-67SyracuseEast Rutherford, N.J.
1995UCLA (31-2)Jim Harrick89-78ArkansasSeattle, Wash.
1994Arkansas (31-3)Nolan Richardson76-72DukeCharlotte, N.C.
1993North Carolina (34-4)Dean Smith77-71MichiganNew Orleans, La.
1992Duke (34-2)Mike Krzyzewski71-51MichiganMinneapolis, Minn.
1991Duke (32-7)Mike Krzyzewski72-65KansasIndianapolis, Ind.
1990UNLV (35-5)Jerry Tarkanian103-73DukeDenver, Colo.
1989Michigan (30-7)Steve Fisher80-79 (OT)Seton HallSeattle, Wash.
1988Kansas (27-11)Larry Brown83-79OklahomaKansas City, Mo.
1987Indiana (30-4)Bob Knight74-73SyracuseNew Orleans, La.
1986Louisville (32-7)Denny Crum72-69DukeDallas, Texas
1985Villanova (25-10)Rollie Massimino66-64GeorgetownLexington, Ky,
1984Georgetown (34-3)John Thompson84-75HoustonSeattle, Wash.
1983North Carolina State (26-10)Jim Valvano54-52HoustonAlbuquerque, N.M.
1982North Carolina (32-2)Dean Smith63-62GeorgetownNew Orleans, La.
1981Indiana (26-9)Bob Knight63-50North CarolinaPhiladelphia, Pa.
1980Louisville (33-3)Denny Crum59-54UCLAIndianapolis, Ind.
1979Michigan State (26-6)Jud Heathcote75-64Indiana StateSalt Lake City, Utah
1978Kentucky (30-2)Joe Hall94-88DukeSt. Louis, Mo.
1977Marquette (25-7)Al McGuire67-59North CarolinaAtlanta, Ga.
1976Indiana (32-0)Bob Knight86-68MichiganPhiladelphia, Pa.
1975UCLA (28-3)John Wooden92-85KentuckySan Diego, Calif.
1974North Carolina State (30-1)Norm Sloan76-64MarquetteGreensboro, N.C.
1973UCLA (30-0)John Wooden87-66Memphis StateSt. Louis, Mo.
1972UCLA (30-0)John Wooden81-76Florida StateLos Angeles, Calif.
1971UCLA (29-1)John Wooden68-62VillanovaHouston, Texas
1970UCLA (28-2)John Wooden80-69JacksonvilleCollege Park, Md.
1969UCLA (29-1)John Wooden92-72PurdueLouisville, Ky.
1968UCLA (29-1)John Wooden78-55North CarolinaLos Angeles, Calif.
1967UCLA (30-0)John Wooden79-64DaytonLouisville, Ky.
1966UTEP (28-1)Don Haskins72-65KentuckyCollege Park, Md.
1965UCLA (28-2)John Wooden91-80MichiganPortland, Ore.
1964UCLA (30-0)John Wooden98-83DukeKansas City, Mo.
1963Loyola (Ill.) (29-2)George Ireland60-58 (OT)CincinnatiLouisville, Ky.
1962Cincinnati (29-2)Ed Jucker71-59Ohio StateLouisville, Ky.
1961Cincinnati (27-3)Ed Jucker70-65 (OT)Ohio StateKansas City, Mo.
1960Ohio State (25-3)Fred Taylor75-55CaliforniaDaly City, Calif.
1959California (25-4)Pete Newell71-70West VirginiaLouisville, Ky.
1958Kentucky (23-6)Adolph Rupp84-72SeattleLouisville, Ky.
1957North Carolina (32-0)Frank McGuire54-53 (3OT)KansasKansas City, Mo.
1956San Francisco (29-0)Phil Woolpert83-71IowaEvanston, Ill.
1955San Francisco (28-1)Phil Woolpert77-63LaSalleKansas City, Mo.
1954La Salle (26-4)Ken Loeffler92-76BradleyKansas City, Mo.
1953Indiana (23-3)Branch McCracken69-68KansasKansas City, Mo.
1952Kansas (28-3)Phog Allen80-63St. John'sSeattle, Wash.
1951Kentucky (32-2)Adolph Rupp68-58Kansas StateMinneapolis, Minn.
1950CCNY (24-5)Nat Holman71-68BradleyNew York, N.Y.
1949Kentucky (32-2)Adolph Rupp46-36Oklahoma A&MSeattle, Wash.
1948Kentucky (36-3)Adolph Rupp58-42BaylorNew York, N.Y.
1947Holy Cross (27-3)Doggie Julian58-47OklahomaNew York, N.Y.
1946Oklahoma State (31-2)Henry Iba43-40North CarolinaNew York, N.Y.
1945Oklahoma State (27-4)Henry Iba49-45NYUNew York, N.Y.
1944Utah (21-4)Vadal Peterson42-40 (OT)DartmouthNew York, N.Y.
1943Wyoming (31-2)Everett Shelton46-34GeorgetownNew York, N.Y.
1942Stanford (28-4)Everett Dean53-38DartmouthKansas City, Mo.
1941Wisconsin (20-3)Bud Foster39-34Washington StateKansas City, Mo.
1940Indiana (20-3)Branch McCracken60-42KansasKansas City, Mo.
1939Oregon (29-5)Howard Hobson46-33Ohio StateEvanston, Ill.
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2019 NCAA March Madness Schedule

March 18, 2019

GAMELIVESTREAMTIME (ET)TVSITE
First Four, Tuesday, March 19
Prairie View vs. Farleigh DickinsonMarch Madness Live6:30 PMtruTVDayton, OH
Temple vs. Belmont March Madness Live9:00 PMTruTVDayton, OH
First Four, Wednesday, March 20
NC Central vs. North Dakota StateMarch Madness Live 6:30 PMtruTVDayton, OH
St. John's vs. Arizona StateMarch Madness Live9:00 PMtruTVDayton, OH
First round, Thursday, March 21
Minnesota vs. LouisvilleMarch Madness Live12:00 PMCBSDes Moines, IA
Yale vs. LSUMarch Madness Live12:30 PMtruTVJacksonville, FL
New Mexico St. vs. AuburnMarch Madness Live 1:20 PMTNTSalt Lake City, UT
Vermont vs. Florida St.March Madness Live1:50 PMTBSHartford, CT
Bradley vs. Michigan St.March Madness Live 2:30 PMCBSDes Moines, IA
Belmont/Temple vs. MarylandMarch Madness Live3:00 PMtruTVJacksonville, FL
Northeastern vs. KansasMarch Madness Live3:50 PMTNTSalt Lake City, UT
Murray St. vs. MarquetteMarch Madness Live4:20 PMTBSHartford, CT
Florida vs. NevadaMarch Madness Live6:45 PMTNTDes Moines, IA
Abilene Christian vs. KentuckyMarch Madness Live7:00 PMCBSJacksonville, FL
Saint Mary's vs. VillanovaMarch Madness Live7:15 PMTBSHartford, CT
Farleigh Dickinson/ Prairie View vs. GonzagaMarch Madness Live7:15 PMtruTVSalt Lake City, UT
Montana vs. MichiganMarch Madness Live9:15 PMTNTDes Moines, IA
Seton Hall vs. WoffordMarch Madness Live9:30 PMCBSJacksonville, FL
Old Dominion vs. PurdueMarch Madness Live9:45 PMTBSHartford, CT
Baylor vs. SyracuseMarch Madness Live9:55 PMtruTVSalt Lake City, UT
First round, Friday, March 22
Iowa vs. CincinnatiMarch Madness Live12:00 PMCBSColumbus, OH
Oklahoma vs. MississippiMarch Madness Live12:30 PMtruTVColumbia, SC
Northern Kentucky vs. Texas TechMarch Madness Live1:30 PMTNTTulsa, OK
UC Irvine vs. Kansas St.March Madness Live1:50 pm TBSSan Jose, CA
Colgate vs. TennesseeMarch Madness Live2:30 PMCBSColumbus, OH
Gardner-Webb vs. VirginiaMarch Madness Live3:00 PMtruTVColumbia, SC
Arizona St./St. John's vs. BuffaloMarch Madness Live3:50 PMTNTTulsa, OK
Oregon vs. WisconsinMarch Madness Live4:20 PMTBSSan Jose, CA
Washington vs. Utah St.March Madness Live6:45 PMTNTColumbus, OH
NC Central/ North Dakota St. vs. DukeMarch Madness Live7:00 PMCBSColumbia, SC
Georgia St. vs. HoustonMarch Madness Live7:15 PMTBSTulsa, OK 
Liberty vs. Mississippi St.March Madness Live7:15 PMtruTVSan Jose, CA
Iona vs. North CarolinaMarch Madness Live9:15 PMTNTColumbus, OH
UCF vs. VCUMarch Madness Live9:30 PMCBSColumbia, SC
Ohio St. vs. Iowa St.March Madness Live9:45 PMTBSTulsa, OK
Saint Louis vs. Virginia TechMarch Madness Live 9:55 PMtruTVSan Jose, CA
Second round, Saturday, March 23
TBDMarch Madness Live12:00 PMCBS
TBDMarch Madness Live2:30 PMCBS
TBDMarch Madness Live5:00 PMCBS
TBDMarch Madness Live6:00 PMTNT
TBDMarch Madness Live7:00 PMTBS
TBDMarch Madness Live7:30 PMCBS
TBDMarch Madness Live8:30 PMTNT
TBDMarch Madness Live9:30 PMTBS
Second round, Sunday, March 24
TBDMarch Madness Live12:00 PMCBS
TBDMarch Madness Live2:30 PMCBS
TBDMarch Madness Live5:00 PMCBS
TBDMarch Madness Live6:00 PMCBS
TBDMarch Madness Live7:00 PMTBS
TBDMarch Madness Live7:30 PMtruTV
TBDMarch Madness Live8:30 PMTNT
TBDMarch Madness Live9:30 PMTBS
March 28-31
South RegionalMarch Madness LiveMarch 28/30Louisville, KY
West RegionalMarch Madness LiveMarch 28/30Anaheim, CA
East RegionalMarch Madness LiveMarch 29/31Washington, D.C.
Midwest RegionalMarch Madness LiveMarch 29/31Kansas City, MO
Saturday, April 6
Final FourMarch Madness Live6:00 PMCBSMinneapolis, MN
Final FourMarch Madness Live8:30 PMCBSMinneapolis, MN
Monday, April 8
National ChampionshipMarch Madness Live9:00 PMCBSMinneapolis, MN
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2019 – 2020 Test Dates

March 15, 2019

The fall 2019 and spring 2020 test dates for the SAT and the ACT are as follows:

Next SAT DatesNext ACT Dates
December 1, 2018December 8, 2018
March 9, 2019February 9, 2019
May 4, 2019April 13, 2019
June 1, 2019June 8, 2019
August 24, 2019July 13, 2019
October 5, 2019September 14, 2019
October PSAT (TBA)October 26, 2019
November 2, 2019December 14, 2019
December 7, 2019February 8, 2020
March 14, 2020April 4, 2020
May 2, 2020June 13, 2020
June 6, 2020July 18, 2020

Remember to sign up for the Beat the Test class here:

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College Admission Scandal

March 14, 2019

The college admission scandal continues.

In a report released by CNN, two students from Stanford have filed a lawsuit for unfair competition.

U.S. Attorney for District of Massachusetts Andrew Lelling announces indictments in a sweeping college admissions bribery scandal, during a news conference, Tuesday, March 12, 2019, in Boston.

Students who got into college because of bribery, falsification of resumes and other devious means will so realize that a degree does not guarantee a job. Outstanding grades in college, internships and apprenticeships with college professors and sending out tons of resumes and hitting the streets is going to land them that prestigious job.

From CNN’s article:

Students Erica Olsen and Kalea Woods allege in part negligence, unfair competition and violations of consumer law, according to the suit filed Wednesday in US District Court for the Northern District of California. The lawsuit asks for a variety of relief, including compensatory and punitive damages, restitution and other relief deemed proper by court.

The suit alleges Olsen and Woods have been damaged in that their degrees are not worth as much because prospective employers may question whether they were admitted to the school on their own merits "versus having parents who were willing to bribe school officials."

The lawsuit names Stanford, the University of Southern California, UCLA, the University of San Diego, the University of Texas at Austin and Wake Forest, Yale and Georgetown universities as defendants. The schools were cited in the stunning nationwide conspiracy that federal prosecutors unveiled Tuesday.

AZCollegePlanning can help your student get into college and get a great scholarship, legally ethically and without $6 million in bribes. Full article here

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FAFSAsoft

February 14, 2019

AZCollegePlanning will help you file the financial aid forms.

The financial aid forms will go live October 1. I typically wait 7 to 10 days before I start filing the forms. By waiting about a week, FAFSA and CSS Profile will have worked out all the software bugs for the new programs and we will be able to file smoothly and efficiently. 

I am super excited about the new FAFSAsoft program that I launched in 2018.

This program will help eliminate errors when filing the FAFSA and CSS Profile financial aid forms. This program will automatically file the FAFSA and CSS Profile with a couple clicks and YOUR APPROVAL.

By getting the forms in and getting them submitted faster, your student will be one of the first ones in line. I have seen students get better scholarship packages by getting the application submitted and financial aid forms submitted before the majority.

To accomplish this task, I will need to know which parent email to use as the primary contact as the FAFSAsoft program will use this primary email address as the primary contact and the FAFSAsoft login account email address. Please let me know which parent email address you would like to use as the primary contact.

Once I get confirmation as to which is your primary email address, I will create a FAFSAsoft account for you.

The FAFSAsoft website is FileCollegeInfo.com a link to this site can be found on www.AZCollegePlanning.com

Once I create an account for you; you will get TWO emails from FinAidAlert@filecollegeinfo.com. (Please do not reply to this email. If you have questions, please contact me.) The first email will state that an account has been created. If you have more than one child that will need the financial aid forms filed, please contact me for instructions on how to create a linked account so that you don’t have to put your data in multiple FAFSAsoft accounts. -easy-

The second email will have this Subject: “AZ College Consulting, LLC College Family Care Center!” This email has a link to login to your account and set up a password. Please review this video Intro video 12 minutes. https://www.filecollegeinfo.com/videos/welcome_Video.mp4

You must disable the pop-up blocker so that when you put in data and click to the next button your data will automatically be saved.

Disable pop up blocker https://www.filecollegeinfo.com/videos/Pop_Up_Blocker_Chrome_Firefox.mp4

There will be several things that you will need to set up and finalize your FAFSAsoft account. You will need your most current year federal tax documents (2018) and your W2 statements. If your child filed taxes you will need those as well. If you haven’t filed your taxes for 2018 yet, please do so ASAP.

The FAFSAsoft program is very easy to use and very straight forward (and less complicated than the FAFSA.) If you have questions about anything on the FAFSAsoft program, please contact me.

The financial aid forms season will be upon us soon. This season will be much easier because of this incredible program.

If your student needs help with applications or essays, please contact us.

As you fill in the FAFSAsoft program details, if you have questions, please contact us.Y

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How to Get the Most Out of College

August 29, 2018

How to Get the Most Out of College
They’re privileged, pivotal years. Navigate them with as much care as you did the path that got you there.

By Frank Bruni
Opinion Columnist
• Aug. 17, 2018
We overwhelm teenagers with advice about choosing a college. Go big. Go small. Put prestige above cost. Do the opposite.
We inundate them with tips for getting in. Spend summers this way. Write essays that way. Play a niche sport. Play an obscure instrument.
And then? We go mum, mustering less urgency and fewer words for the subject of actually navigating the crucial college years to best effect. It’s strange. And it’s stupid, because how a student goes to school matters much, much more than where.
So for several years — during visits to campuses, interviews with experts on higher education and interactions with recent graduates — I’ve been gathering wisdom along those lines.
My interest isn’t which types of programs at which kinds of institutions yield the surest employment and highest salaries. That information is already out there and always changing. I also worry that it casts college as purely vocational and plants the false notion that, at the age of 18, you know yourself well enough to plot out the entirety of your professional life.
My focus is on optimal ways to socialize, to prioritize, to pick up skills integral to any career and to open up exciting opportunities both en route to a degree and after you’ve acquired it. Not nearly enough of the roughly 20 million Americans who are beginning or resuming college over the coming weeks pause, in their trepidation and exhilaration, to think about that.
MORE ON HIGHER EDUCATION

Many don’t have the luxury: College for them is a slapdash scramble to grab credits as they can while working a demanding job, caring for family members or both. More than a third of the students enrolled in higher education in this country attend two-year institutions. Those at four-year institutions often don’t participate in the romantic ideal of nurturing dormitories and verdant quadrangles. They live with parents. They pray for parking.
But others do have the freedom to tailor their time. They just neglect to take advantage of it. My friend Eric Johnson, who provides guidance to underprivileged students at my alma mater, the University of North Carolina at Chapel Hill, put it to me this way: “The more you regard college as a credentialing exercise, the less likely you are to get the benefits.”
Johnson is as thoughtful and insightful about higher education as just about anyone I’ve come across. The wisest students, he said, “move into a peer relationship with the institution rather than a consumer relationship with it.” They seize leadership roles. They serve as research assistants.
And they build social capital, realizing that above all else, they’re in college “to widen the circle of human beings who know you and care about you,” he said. That’s perfectly put.
Many students, nervous about a new environment, follow friends from high school or people whose demographic backgrounds match their own into homogeneous cocoons. That can indeed provide solace and support. But it’s also a wasted opportunity — educationally, morally, strategically. Diversity opens you to an array and wealth of ideas, and being comfortable with it is an asset in just about any workplace or career. You can decide to establish that comfort in college.
But perhaps the most important relationships to invest in are those with members of the school’s faculty. Most students don’t fully get that. They’re not very good at identifying the professors worth knowing — the ones who aren’t such academic rock stars that they’re inaccessible, the ones with a track record of serious mentoring — and then getting to know them well.
As part of my research, I collected surveys from about 30 recipients of the prestigious Mitchell scholarship, a rough analogue of the Rhodes that sends 12 recent American college graduates every year to universities in Ireland to pursue master’s degrees. (I was on the panel of judges who selected the winners from 2015 through 2017.) I asked them to reflect on college and to rank, in order of importance, such activities and dynamics as coursework, travel abroad, internships, relationships with classmates, involvement in campus groups and reading done apart from any class obligation.
Relationships with faculty members was also an option, and it was the clear winner, placed near the top by almost all of the scholars and at the top by many, including Azza Cohen, a documentary filmmaker who graduated from Princeton in 2016. To explain that ranking, she directed me to a 2014 essay of hers for The Daily Princetonian that was titled “Empty Chairs.” It charted her realization and regret that she and so many classmates skipped professors’ office hours and didn’t avail themselves of invaluable conversations and counsel. “In the routine rush to finish our assignments, sometimes the breadth of the surrounding intellectual force field slips our minds,” she wrote. She was then a sophomore, and she mended her ways.

Reading her essay, I was reminded of an interview I did several years ago with Condoleezza Rice, the former secretary of state, about her days at the University of Denver. She said she liked to sign up for the front end of office hours, because she wanted to catch professors when they weren’t feeling depleted and watching the clock. She read up on professors beforehand and, if their written work was accessible, familiarized herself with it, so she could make mention of it. That flattered them and pegged her as a serious, considerate person.
Taking that too far, of course, could be repulsively obsequious. The correct calibration is everything. And it’s worth acing, because a professor or administrator who takes a genuine interest in you can be a bridge to other influential people inside and outside the school, to limited-space seminars, to special collaborations, to exclusive summer programs, to competitive internships, to graduate work and more.
Damian Walker saw that at U.N.C.-Chapel Hill, from which he graduated last spring. “The most influential thing I did here was find mentors,” he told me. And he found them largely by opening up to them.
Walker attended U.N.C.-Chapel Hill as a Carolina Covenant scholar, which means that his family was poor enough for him to qualify for full financial aid. He told me that early on he went to an open campus discussion about police violence against minorities. Several faculty members were also there, and he approached Judith Cone, the vice chancellor for innovation, entrepreneurship and economic development.
“I didn’t know who she was,” he recalled. “Short lady. I shared my story about how police shootings affected my life, my family. She gave me her business card and said, ‘Follow up.’ I still have that business card to this day.” He went to see her in her office and kept going to see her in her office, and with the encouragement and help of her and other faculty members, he cobbled together the money to go to an educational conference in Massachusetts, to meet with entrepreneurs in New York City and to spend the summer between his junior and senior years interning for a company in China. He’s about to head back to China to teach English for a while. He’s well on his way to fluency in Mandarin, which he thinks will give him a definite edge in any future business career.
Walker is an example of what a mammoth study by Gallup, Purdue University and the Strada Education Network has found. Previously known as the Gallup-Purdue Index and now called the Strada-Gallup Alumni Survey, it has questioned about 100,000 American college graduates of all ages about their college experiences, looking for connections between how they spent their time in college and how fulfilled they say they are now.
The study has not found that attending a private college or a highly selective one foretells greater satisfaction. Instead, the game changers include establishing a deep connection with a mentor, taking on a sustained academic project and playing a significant part in a campus organization. What all of these reflect are engagement and commitment, which I’ve come to think of as overlapping muscles that college can and must be used to build. They’re part of an assertive rather than a passive disposition, and they’re key to professional success.
I’m not saying that this is a cinch, nor am I ignoring the demons in the way. Anxiety and depression are legion on campuses today, holes that too many students fall into and never crawl out of. More than ever, students should be on the lookout for them and take the necessary steps to mitigate them.
Be careful, especially at the beginning of college, about spending too much time alone. Isolation can become its own bad habit, and prying eyes can be the best insurance policy against destructive behavior. Regulate time on social media, where discourse can be barbed and peers curate honeyed alter egos that stoke insecurity in those looking at them. Don’t drink too much and don’t shortchange sleep, as prosaic as that sounds. And work out in some way.
“We know that exercise is very, very important,” said Jan Collins-Eaglin, the associate dean for wellness at Pomona College in Southern California. “It will calm you down.” She noted, too, that many schools have invested in their mental health services but that many students hesitate to use them. “Seeking help is not taboo,” she said. “If you get over that, you are one step ahead of the game.”
One crossroads that students often get needlessly worked up about is choosing a major. It’s less make-or-break than you think. I hear that from a majority of thriving college graduates, and the professors I speak with strongly caution students against wedding themselves to a single field of study before being exposed to several of them. College’s greatest gifts can be an introduction to a passion you didn’t previously have and a pivot into an occupation you never before envisioned.
“You have to ask yourself what lies closest to your heart,” said Jim Gates, a renowned theoretical physicist at Brown University who previously taught at the University of Maryland and M.I.T. “If you are fortunate enough to find something that you’re totally obsessed with, you’re likely to work very hard at it. If you’re a human being of average intelligence and you work very hard at something, you’re likely to become very good at it. And if you become very good at it, people are likely to notice.” That means they’re likely to employ and reward you as well.
Regardless of major, there are skills to insist on acquiring because they transcend any particular career. Communication — clear writing, cogent speaking — is one of them, and many different courses can hone it.
Another of those skills, frequently overlooked, is storytelling. It’s different from communication: a next step. Every successful pitch for a new policy, new product or new company is essentially a story, with a shape and logic intended to stir its audience. So is every successful job interview. The best moment in a workplace meeting belongs to the colleague who tells the best story. So take a course in Greek mythology, British literature, political rhetoric or anything else that exposes you to the structure of narrative and the art of persuasion.
I asked Mitchell scholars if there was a department or discipline that they wished they had paid more heed. Science majors mentioned humanities. Humanities majors mentioned computer science and statistics. In retrospect, if not in real time, intellectually curious people appreciate and want the benefits of balance. So incorporate it, to some degree, in your college years.
Several Mitchell scholars also fretted that they’d lost out on some of what college had to offer by sticking to predetermined scripts, sweating perfection and avoiding risks. That dovetailed with a concern that many professors articulate to me — that students aren’t learning to stumble and to right themselves, which they can do in college with lower stakes than later on.
One of those scholars, Aaron Kurman, who graduated from the University of Virginia in 2005 and now works as a human rights lawyer in Israel, copped to all of that and more, writing: “I didn’t learn how to fail. I didn’t learn how resilient I was. I didn’t learn to distinguish between what was truly important to me and what I was doing because I thought it was important in others’ eyes. I didn’t learn how freeing it is to pursue what drives you even when others whose opinions you deeply value don’t understand or support it. I didn’t learn the value of doing something truly open-ended, where you don’t already know at the outset what you are going to do next.” All of that came later. But it could have come in college — at least the beginnings of it.
Something else that can come in college is an enormously expanded self-knowledge that translates into a hugely improved design for living. But that hinges on an adventurous spirit, especially outside the classroom.
“The mistake is to confuse career success, financial success and reputation with happiness,” said Andrew Delbanco, a Columbia University professor who is the president of the Teagle Foundation, which promotes liberal arts education, and the author of the 2012 book “College: What It Was, Is, and Should Be.” Delbanco added that an important component of real contentment is figuring out what lights your emotional and intellectual fires, not necessarily for the purpose of a job but for the purpose of reflections and pastimes that fill in all those hours away from work.
Is it poetry? Music? Sport? Those and more are abundant on college campuses. “You’re trying to shape a life that leads you to a happy place,” Delbanco said. Let college do precisely that.
Original article here: https://www.nytimes.com/2018/08/17/opinion/college-students.html

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At Last Both the SAT and ACT Offer Summer Test Dates

June 18, 2018

AZCollegePlanning and J.D. Wyczalek were featured on College Confidential.

find the original article here: collegeconfidential.com/articles/last-sat-act-summer-test-dates/

At Last, Both the SAT and ACT Offer Summer Test Dates

By Torrey Kim | April 30, 2018

Aaron Tompkins spent last fall shifting between football practice, AP classes, a weekend job in retail and a leadership role with his school’s branch of the National Honor Society. In addition, his parents registered him for the fall ACT exam date – a schedule he felt was too overbearing. “I didn’t mind taking the test, but studying for it in between everything else I had going on was impossible,” he said. Fortunately, the answer to such jam-packed schedules may have arrived in the form of summer testing.For years, students and their parents have wished for summer SAT and ACT dates – after all, this is the one time of year that you don’t have to juggle testing with your school course load. Those wishes have been granted, and this summer marks the first time you’ll be able to take both tests during your summer vacation.Background: The College Board began offering the SAT last summer and offers it again this August, and the ACT is rolling out its summer testing this July to all states except New York and California (see below for more on that). If your summer schedule isn’t already filled, you may want to consider registering for one of these tests so you can take it when you don’t have scores of other commitments on your plate.

“In my opinion, offering the tests in the summer is a tremendous advantage to the student because the student has the ability to focus solely on preparing for the tests and without being burdened by other classes, term papers, projects or Friday night football games,” said J.D. Wyczalek, founder of AZ College Consulting in Scottsdale, Ariz.

Not Just for Juniors

Keep in mind that the summer test dates are available to all students, not just rising juniors. Younger students who haven’t taken the exams yet can benefit from summer testing because it allows them to prepare after the school year ends, take the exams later and then identify their problem areas so they can take the test again later during high school, Wyczalek said. Of course, students should consider doing their test prep and studying in between test dates to maximize their scores, he advises.

“The goal of all my students and the strategy for my clients is to earn the score they want sometime in their junior year so they don’t have to take the test in the senior year. When you achieve the score you want in your junior year, then the student can start marketing his/herself to colleges and get on their radar early. The early bird gets the scholarship.”

Know the Registration Dates

If you’re planning to sign up for the summer SAT date of Aug. 25, visit the College Board website and sign up by the registration deadline of July 27, or the late registration dates of Aug. 7 (for mailed registrations) or Aug. 15 (for phone or online registration).

If you’ve instead got your eye on the July 14 ACT date, you should visit the ACT website to register by June 15, or for late registrations, June 22.

Keep in mind that if you were one of the students holding out to take the SAT in January, that’s no longer an option. The College Board is maintaining its plan of offering the test seven times per year, which means that one test had to go to make room for the summer sitting, and it was January that was clipped from the schedule.

As for the ACT, it was offered just six times in the 2016-2017 school year, so the new schedule will allow you to take it one extra time. Check the website, however, to make sure that the summer tests are offered in your area. According to the ACT’s site, the July test will not be offered in New York or California this summer or next (2019).

Keep an Eye out for Updates

It’s possible that students who now have access to summertime testing will achieve higher scores. Keep in mind, however, that higher scores across the board may prompt colleges to boost their expectations. “It will be interesting to see how colleges react to these new test scores,” Wyczalek said. “If more students earn higher test scores, colleges may adjust the minimum score needed to obtain scholarships.”

He points to the redesigned SAT test that debuted in 2016, which prompted some schools to list scholarships with required SAT scores that differed, depending on whether the student took the “old SAT” or the “new one.”

No matter which test date you choose, keep in mind that your test score is just one piece in the college admissions puzzle. “Cultivating relationships with recruiters, visiting colleges and finding your niche can turn your admission decision into a yes and turn your scholarship into a wow,” he said.

 

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New SAT and ACT Comparison

April 16, 2018

The New SAT and ACT Comparison Concordance Tables

(redesigned SAT)

Compare your SAT to your ACT scores.

 

SAT Score ACT Composite
1600 36
1590 35
1580 35
1570 35
1560 35
1550 34
1540 34
1530 34
1520 34
1510 33
1500 33
1490 33
1480 32
1470 32
1460 32
1450 32
1440 31
1430 31
1420 31
1410 30
1400 30
1390 30
1380 29
1370 29
1360 29
1350 29
1340 28
1330 28
1320 28
1310 28
1300 27
1290 27
1280 27
1270 26
1260 26
1250 26
1240 26
1230 25
1220 25
1210 25
1200 25
1190 24
1180 24
1170 24
1160 24
1150 23
1140 23
1130 23
1120 22
1110 22
1100 22
1090 21
1080 21
1070 21
1060 21
1050 20
1040 20
1030 20
1020 20
1010 19
1000 19
990 19
980 19
970 18
960 18
950 18
940 18
930 17
920 17
910 17
900 17
890 16
880 16
870 16
860 16
850 15
840 15
830 15
820 15
810 15
800 14
790 14
780 14
770 14
760 14
750 13
740 13
730 13
720 13
710 12
700 12
690 12
680 12
670 12
660 12
650 12
640 12
630 12
620 11
610 11
600 11
590 11
580 11
570 11
560 11
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Christian College Fairs in October 2017

September 25, 2017

Christian college fair is October 16 at Scottsdale Christian Academy in Phoenix AZ

Phoenix https://myblueprintstory.com/christian-university-college-fairs?fid=81

Christian college fair is October 17 at Valley Christian High School in Chandler AZ

Chandler https://myblueprintstory.com/christian-university-college-fairs?fid=78

Colleges in attendance will be:

 

  1. Anderson University, IN
  2. Arizona Christian University
  3. Azusa Pacific University
  4. Bethel University
  5. Biola University
  6. California Baptist University
  7. Central Christian College of Kansas
  8. Colorado Christian University
  9. Concordia University Irvine
  10. Corban University
  11. Dordt College
  12. Eastern University
  13. Grove City College
  14. Hope International University
  15. Huntington University
  16. Lee University
  17. LeTourneau University
  18. Lipscomb University
  19. Manhattan Christian College
  20. North Park University
  21. Northwest Nazarene University
  22. Northwestern College
  23. Oklahoma Baptist University
  24. Oklahoma Christian University
  25. Patrick Henry College
  26. Point Loma Nazarene University
  27. Providence Christian College
  28. San Diego Christian College
  29. Simpson University
  30. Southeastern University
  31. Southwestern Assemblies of God University
  32. The King's College
  33. Trinity Western University
  34. University of Mary Hardin-Baylor
  35. Vanguard University
  36. Westmont College
  37. Wheaton College
  38. Whitworth University

 

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